Living Costs in Switzerland for Indian Students: Smart Budgeting for a Comfortable Life
Discover Switzerland – A Dream Destination with Smart Living Choices
16 June 2025
Switzerland is famous for its top-ranked universities, breathtaking natural beauty, and excellent quality of life. It’s one of the safest and most welcoming countries in the world, making it a popular destination for Indian students. However, it’s important to understand that living in Switzerland can be more expensive compared to other study-abroad options like Germany, Malaysia, or the UK.
But the good news is—with smart budgeting and the right lifestyle choices—you can successfully manage your living expenses without missing out on the beautiful experiences Switzerland offers.
Essential Living Expenses for Indian Students in Switzerland
- Accommodation
The largest portion of your money is often allocated to housing. While private apartments can cost anywhere from CHF 700 to CHF 1,500 per month, depending on the city, student homes usually cost between CHF 400 and CHF 800. Smaller cities like Lausanne and Bern provide more cheap homes, whereas larger cities like Zurich and Geneva are typically more expensive.
- Food and Groceries
The greatest strategy to save money is to cook at home. Monthly grocery shopping expenses might range from CHF 200 to CHF 400 on average. Regular dining out can rapidly get costly; basic dinners at inexpensive eateries often cost between CHF 15 and CHF 25.
- Transportation
Switzerland’s public transportation is fast, safe, and well-organized. Student travel passes usually cost between CHF 40 to CHF 100 per month, depending on the region. Many students also choose walking or cycling to reduce transportation costs.
- Health Insurance
For international students studying in Switzerland, health insurance is essential. Monthly premiums for the majority of student insurance policies, which cover essential medical expenses, range from CHF 80 to CHF 120.
- Other Expenses
Other monthly costs, such as mobile phone bills, internet, books, personal care, and entertainment, typically range from CHF 100 to CHF 300.
Estimated Monthly Budget for Indian Students in Switzerland
- Accommodation: 400 – 1,200
- Food: 200 – 400
- Transportation: 40 – 100
- Health Insurance: 80 – 120
- Miscellaneous: 100 – 300
- Total: 820 – 2,120 CHF(Approx.)
Smart Ways to Save Money in Switzerland
- Opt for student housing to reduce rent costs.
- Make your own food rather than going out to eat a lot.
- Buy monthly public transport passes to enjoy discounted travel.
- Consider part-time jobs (allowed under your student visa) to support your living costs.
- Always ask for student discounts at restaurants, transport services, cinemas, and museums.
Even though Switzerland is considered an expensive country, Indian students can comfortably manage their living expenses with proper budgeting and smart choices. By carefully selecting housing, cooking meals, and using student discounts, you can live well without financial stress.
At BCES Admissions Abroad, we are here to guide you every step of the way—from choosing the right university to planning your budget smartly. Contact BCES Admissions Abroad at +91-8800096600 or online@bces.in
Frequently Asked Questions (FAQs)
Switzerland is more expensive compared to some other countries, but with smart planning, affordable housing, and budget management, many Indian students can handle their expenses comfortably.
Yes, foreign students are permitted to work full-time during semester breaks and up to 15 hours a week during study periods.
Lausanne, Bern, and Basel are generally more budget-friendly than larger cities like Zurich and Geneva.
Indian students typically spend between CHF 1,200 to CHF 2,000 per month, based on their city of residence and lifestyle choices.
es, many services like public transport, restaurants, museums, and entertainment venues offer special discounts for students. Always keep your student ID with you to avail these benefits.