Blocked Account in Germany: Everything International Students Need to Know

08 September 2025

When it comes to many young students, the choice of study in Germany goes beyond a professional move; it represents the fulfillment of a dream. Thanks to its great educational institutions, relatively low tuition fees compared to other countries, and opportunities in building a strong profession, Germany has gained its place among the most attractive study destinations. Nevertheless, before embarking on their study, foreign students are required to satisfy a fundamental condition: opening a Blocked Account in Germany.

On a prima facie level, the nomenclature appears bewildering; nevertheless, the broad concept is uncomplicated. The German Blocked Account aims at assuring that foreign students are in possession of sufficient financial resources to support their day-to-day requirements during their stay and study in Germany. The law goes a step above the level of simple regulatory compliance; it is a mechanism aimed at providing financial security and confidence-building during their tenure of stay.

At BCES Admissions Abroad, we arrange everything from admissions and visa form filling, up to booking a Blocked Account in Germany, on behalf of a client. We strive to make everything as effortless as possible, and make sure students need only concern themselves with study, and not financial forms.

What is a Blocked Account?

Blocked Account is a special bank account that international students are required to open in order to have financial proof for visa approval. As of 2025, students are supposed to put in €11,208 in a year, which is approximately €934 every month. This guarantees that students have money to cover living costs in Germany, food, accommodation, transport, and health insurance cover.

Why is it necessary?

The German Blocked Account serves purposes beyond merely fulfilling visa stipulations. For international students, it ensures the availability of a predetermined monthly sum to cover their expenses. From the perspective of regulatory bodies, this mechanism acts as a verification tool to ascertain that students will not encounter financial difficulties during their academic tenure in Germany.

How does it work?

After creating the account, the person is supposed to pay the total amount in a year before arrival. Once in Germany, the account provides a maximum monthly payout of €934. Such regulated payment helps students manage their budget in a timely fashion during the course of a year.

Where Can a Blocked Account be Activated?

Students can open a Blocked Account in Germany through approved banks, trusted financial service providers, or recognized digital platforms. You are required to make sure that the provider you choose is licensed by the German government prior to transferring funds.

Step-by-Step Process to Open a Blocked Account

• Select a licensed bank or financial provider.
• Apply online or in person on the application form.
• Deposit €11,208 into the account.
• Obtain a letter of confirmation regarding your visa application.
• Access your funds monthly once you arrive in Germany.

Guidelines for Student Success

• Beginning early, as it could take several weeks before account approval, is important.
• Keep some extra money in a blocked account in case of emergency.
• Verify the latest details on Blocked Account in Germany before you apply for a visa.

At BCES Admissions Abroad, we recognize that coming to a foreign land could be overwhelming. Therefore, we guide students not only through the admissions process but also through the requirements like the Blocked Account in Germany. Call us now at +91 9319996330 and study in Germany with confidence.