New Laws for Blocked Accounts in Germany 2025 That Every Indian Student Should Know
09 July 2025
Thinking of studying in Germany in 2025? There’s a massive announcement you shouldn’t overlook. Every year, thousands of Indian students choose Germany for its world-class education and no or zero tuition fee. One of the significant financial requirements of a German student visa is the Blocked Account, which ensures you are able to sponsor your cost of living while studying there. Germany has implemented some significant updates on this requirement in 2025, and being an Indian student, it is necessary to familiarize yourself with these changes to save your time, money, and unnecessary confusion.
BCES Admissions Abroad here to make it easy for you to make this update, so you can plan your study tour to Germany with confidence.
What Has Changed in 2025?
From January 1, 2025, the lowest international students have to deposit into a blocked account has been raised. The German Federal Foreign Office, while releasing new data, fixed the annual quota at €11,400 from €11,208, and hence the students need to demonstrate availability of €950 per month rather than earlier €934.
This adjustment is in line with the increase in the cost of living in Germany and guarantees that students are provided with sufficient funds to sustain themselves throughout their studies.
Important Points Indian Students Must Know
Increased Amount: You will now need to block €11,400 for a year, which comes to around ₹10.2 lakhs INR (dependent on exchange rates).
Accepted Providers and Banks: You can open your blocked account with a provider such as Deutsche Bank, Fintiba, or Expatrio. Ensure your preferred provider is accepted by the German embassy.
Minimum One-Year: The 12 months of the blocked account will be valid regardless of the initial course or stay being less than 12 months.
Proof of Deposit: After having sent the money, you’ll get a confirmation, which will be needed to be produced when requesting your student visa.
No Access Prior to Your Arrival: Your funds remain “blocked” until you reach Germany and open your home account. You will get €950 per month from then on.
Why Is This Significant?
Germany wants international students to be economically prepared. A blocked account is your assurance that you will not rely on a part-time income or on outside assistance to live. Your visa may be denied if your account is not sufficiently funded or was opened by an illegal provider.
This is why it’s so important to organize ahead of time and initiate the blocked account process early. Also, the sooner you transfer money, the better exchange rate you can possibly get.
At BCES Admissions Abroad, we assist Indian students in every aspect of studying in Germany — from university selection to visa document preparation, with blocked account counseling. Contact us at +91 9319996328 for customized assistance and recent updates to pursue your dream of studying abroad.
Frequently Asked Questions (FAQs)
A: To cover increasing living costs and to have sufficient funds for food, rent, insurance, and other expenses.
A: Your application will be refused or postponed. Always pay exactly €11,400.
A: No. You need to provide proof of the blocked account before attending your visa appointment.
A: Yes, but only 120 full days or 240 half days per year. But not in addition to your financial evidence.
A: Yes. If your course lasts more than one year, you will need to provide proof of having enough money for each subsequent year.
A: Fintiba, Expatrio, and Deutsche Bank are widely accepted. Always check with your local German embassy.