A Thorough Analysis of the Cost of Living in Switzerland for International Scholars

27 August 2025

Switzerland is ranked as one of Europe’s best places to study, with its highly rated universities, rigorous academic requirements, and cosmopolitan open society. Numerous students from all over the world opt for Switzerland each year not only for its educational system but also for its secure inner cities, international orientation, and potential employment with some of the world’s best companies.

But it is no secret that one of the most costly countries to live in is Switzerland. For international students, an understanding of the cost of living and creating an intelligent budget is the key to having a good time while staying in this beautiful country without financial concerns.

Typically, the average monthly living cost for a student in Switzerland is between CHF 1,400 and CHF 2,200. The figure will vary based on where you reside, your lifestyle, and your housing preferences. Large cities like Zurich, Geneva, and Lausanne are more expensive, while towns like Bern, Neuchâtel, and Fribourg are less expensive.

This research will present the significant costs anticipated by international students in Switzerland.

Accommodation Opportunities for Students in Switzerland

Accommodation typically accounts for the biggest share of a student’s expenses. If you live in shared accommodation or university dorms, you can expect to spend CHF 500 – CHF 1,000 per month. In big cities such as Zurich or Geneva, private rentals may cost over CHF 1,200 per month, but smaller towns have dormitories as cheap as CHF 400 – CHF 600.

Tip: Some universities assist in locating low-cost student accommodation, and this is a great way of saving on costs and meeting other global students.

Food and Grocery Expenditures

They spend between CHF 350 and CHF 600 on food and meals every month. Cooking meals at home is the most affordable option since dining out is quite expensive—breakfast or lunch could cost between CHF 20 and CHF 30. Discounted stores like Lidl, Coop Prix, and Aldi are very common among students if they want to be economical.

Transportation Charges

Switzerland’s public transport is great, safe, and on time. A student transport pass usually costs CHF 50 – CHF 100 a month, depending on the city and zones traveled. Students can also obtain reduction passes such as the Swiss Half Fare Card, which lowers the cost of train, bus, and tram fares.

Health Insurance for Students

In Switzerland, health insurance is mandatory for all, including students, and is around CHF 200 to CHF 400 for a month. Universities assist students in finding cheaper health insurance covers especially for foreign students.

Academic and Personal Spending

Books, stationery, and study aids typically amount to CHF 100 – CHF 200 per semester. Beyond academics, students also spend on their personal requirements like telephone bills, entertainment, and clothing that amount to CHF 100 – CHF 250 per month.

Estimated Monthly Spending for Students in Switzerland

• Accommodation: CHF 1,200 – 500
• Food: CHF 350 – 600
• Transport: CHF 50 – 100
• Health Insurance: 200 to 400 Swiss Francs
• Personal and Educational Expenditures: CHF 150 – 300

Average Monthly Total: CHF 1,400 – 2,200

Smart Tips on Saving Money in Switzerland as a Student

1. Live in university-provided accommodation rather than in rented private apartments.
2. Cook food at home and serve to friends.
3. Take advantage of student discounts offered for travelling, cultural events, and even shopping.
4. Buy second-hand books or borrow them from the university library.
5. Part-time working (up to 15 hours per week during semester) to fund living expenses.

The Reason for Investing in Education in Switzerland

In spite of the rich lifestyle, Switzerland provides unparalleled opportunities. Students enjoy the privilege of residing in one of the most secure nations in the world, being immersed in a diverse cultural setting, and pursuing education in institutions of international repute. Furthermore, there are numerous international institutions and multinational corporations in Switzerland, providing graduates with access to important professional networks in industries such as finance, hospitality, technology, and pharmaceuticals.

At BCES Admissions Abroad, we guide students in choosing the best universities and mapping out their financial path in Switzerland. From applying to visa consultancy services, we ensure that students are thoroughly prepared for a successful foreign experience.